GlepU.S. Bank

Glep vs. U.S. Bank

U.S. Bank is a national bank with Silver, Gold and Platinum business checking packages. Glep is banking, cards and spend management built for businesses that own and operate real estate.

Features: Glep compared with U.S. Bank

Real estate & entities

Multi-entity management

Every LLC from one login, funds and records separated per entity

Offered
Not listedSeparate accounts per entity

Account per LLC, sub-account per property

Each with its own routing and account number, so deposits, draws and reserves never mix

Offered
OfferedSeparate accounts per package

Property-level tracking

Every card purchase, ACH, wire and RTP payment tagged to a property, deal or unit as it happens

Offered
Not listedNot listed

Aida deal analysis

Rehab cost, ARV, NOI, purchase price, red flags and an offer letter from an address

Offered
Not listedNot offered

Aida on transactions

Categorizes every transaction, matches receipts, flags unusual charges, answers questions by property

Offered
Not listedNot listed

Team access scoped per entity

Custom roles and entity-level visibility, included free

Offered
OfferedShared employee access

Banking & spend

Business banking

Checking and savings through Core Bank, Member FDIC

Offered
OfferedNational bank, Member FDIC

Unlimited cards

Physical and virtual Visa cards with daily, weekly or monthly limits, merchant locks, freeze and terminate

Offered
OfferedVisa debit; credit cards subject to approval

Contractor cards with a hard cap

The card stops working when the project budget is spent

Offered
Not listedNot listed

Approvals and expense policies

Approval workflows, parallel approvers and receipt rules, included free

Offered
Not listedNot listed

Same-day ACH, wires, RTP and FedNow at $0

From the same platform where the spend is tracked

Offered
Not listedTransactions capped; wire fees per schedule

Mobile app

Issue, freeze and terminate cards, capture receipts and approve spend from the job site

Offered
OfferedU.S. Bank mobile

Pricing

Free, no per-user fee

$0 monthly fee, no credit card to start. 3% FX fee on international card transactions

Offered
OfferedSilver $0; Gold $20; Platinum $30, waivable

U.S. Bank is a trademark of U.S. Bank National Association. U.S. Bank features, accounts and fees are as published at usbank.com on September 24, 2026 and are subject to change.

Why real estate businesses choose Glep

What changes when the platform is built around properties, deals and LLCs.

Get started with Glep

Enter an address and Aida estimates rehab cost, ARV and NOI, recommends a price, flags red flags and drafts the offer. After closing, Aida categorizes every transaction, tags it to the property and matches the receipt to the vendor, job and GL code. A cash flow dashboard shows the total; it does not know which property the total belongs to.

At U.S. Bank, Silver allows 125 transactions before $0.50 each, and every entity is its own package. Glep opens an account per LLC and a sub-account per property by default, each with its own routing and account number, free, with team access scoped per entity.

A card per contractor or project with a hard budget cap that stops the card when the budget is spent. Unlimited cards, limits by day, week or month, merchant locks, freeze and terminate from the mobile app, and same-day ACH, domestic wires, RTP and FedNow at $0. U.S. Bank's credit cards are subject to approval, no project cap is listed, and transactions are capped with wire fees per schedule.

A project budget in Glep showing spend against the cap and the transactions behind it

Further comparisons with U.S. Bank and other alternatives to it

Chase

Glep vs Chase

Chase is a national bank with tiered business checking, branches and Ink business credit cards. See how Glep compares.

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Wells Fargo

Glep vs Wells Fargo

Wells Fargo is a national bank with Initiate, Navigate and Optimize business checking. See how Glep compares.

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Novo

Glep vs Novo

Novo is fee-free online business checking for small businesses and freelancers. See how Glep compares.

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Frequently asked questions about Glep and U.S. Bank

U.S. Bank is a national bank with Silver, Gold and Platinum business checking at $0, $20 and $30 per month, with 125, 350 and 550 free transactions before per-item fees, plus branches, a Visa debit card, credit cards and shared employee access. Glep is banking, cards and spend management for real estate businesses, through Core Bank, Member FDIC. Every LLC gets its own account and every property its own sub-account with a unique account number, Aida tags every transaction to a property or deal as it happens and analyzes deals before you buy them, and contractor cards carry hard budget caps. Glep is free, with $0 same-day ACH, wires, RTP and FedNow and a 3% FX fee on international card transactions.

Silver Business Checking is $0 per month with 125 free transactions then $0.50 each; Gold is $20, waived with a merchant account, a $10,000 average balance or $20,000 combined deposits, with 350 free transactions then $0.45; Platinum is $30, waivable, with 550 free transactions then $0.40, as published on usbank.com on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, no transaction cap, $0 same-day ACH, wires, RTP and FedNow, and a 3% FX fee on international card transactions.

At U.S. Bank, each entity opens its own checking package. On Glep, every LLC lives under one login with its own account, cards and records, each team member sees only the entities you give them, and every property gets a sub-account with its own account number, all free.

Yes, free and without opening another account: a card per contractor, capped at the project budget, locked to the merchants you choose, with every purchase recorded against the property. U.S. Bank issues Visa debit cards and credit cards subject to approval and lists no project cap or approval policy, so a contractor card there is an employee card on a shared account.

Glep works upstream of your ledger. Spend is categorized and tagged to its property as it happens, so month-end is a review rather than a rebuild. U.S. Bank lists no property-level tracking and no categorization and caps transactions by package, so what reaches your accountant is a statement per account.

Yes, and it costs nothing extra: receipts at the counter, cards issued and frozen from the truck, approvals between walkthroughs, scoped per entity. U.S. Bank mobile covers the account and shared employee access, and with no approvals or project caps listed, what the team gets on a phone is visibility rather than control.

No, and the branch, the cash deposits and any lending you hold there are good reasons not to. Open a Glep account online with your US business entity and EIN, add each LLC, open a sub-account per property and issue cards, then move one property. U.S. Bank's Silver package is $0 with Gold at $20 and Platinum at $30, waivable, so the account can stay open while the per-property structure it does not list moves to Glep.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews, and pay subs at $0 by same-day ACH, wire, RTP or FedNow. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no transaction cap and no tier to waive. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.