Glep vs. Chase

Chase Business Complete Checking is $15 per month, waived with a $2,000 minimum daily balance, $2,000 in Ink card purchases or $2,000 in QuickAccept deposits; Performance Business Checking is $30, waived at a $35,000 combined balance; Platinum Business Checking is $95, waived at $100,000, with wire and excess transaction fees per Chase's schedule, as published on chase.com on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 same-day ACH, wires, RTP and FedNow, and a 3% FX fee on international card transactions.

At Chase, each entity opens its own account on its own application, with its own monthly fee unless waived. On Glep, every LLC lives under one login with its own account, cards and records, each team member sees only the entities you give them, and every property gets a sub-account with its own account number, all free.

Yes, and the cap is enforced by the card rather than by trust: issue it to the contractor, tie it to the project budget, lock it to the merchants you choose, and it declines once the budget is spent, with every purchase recorded against that project. Chase issues debit and Ink credit cards subject to approval, and a card that cuts off at a project budget is not listed on its business pages.

Glep works upstream of your ledger. Transactions arrive categorized and tagged by property, so whichever system your accountant uses receives clean data instead of a statement to decode. Chase lists no property-level tracking and no categorization, so the per-property split is rebuilt in a spreadsheet or in the ledger every month.

Yes, and that is usually where the work happens: a receipt photographed at the supply counter, a card frozen from the truck, spend approved between walkthroughs. Chase Mobile covers banking and its approval payment limits, but with no project caps or property tagging listed, the job-site half of the month still lands on someone's desk.

No, and for most operators keeping it is the right call: branch access, cash deposits and a lending relationship are things Glep does not try to replace. Open a Glep account online with your US business entity and EIN, add each LLC, open a sub-account per property and issue cards, then move one property across. Chase's $15, $30 or $95 monthly fee is waivable, so the account can stay open at no cost while the per-property structure moves.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews, and pay subs at $0 by same-day ACH, wire, RTP or FedNow. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no monthly fee to waive. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.