Glep vs. Stessa

Every property on Glep has its own sub-account with a unique routing and account number, so rent, deposits and reserves land in the account that owns them and are tagged to the property as they arrive. Automated tenant invoicing and a tenant portal are not part of Glep's published feature set today.

Glep's plan is $0 with no monthly fee and no credit card required to start. ACH and domestic wires are $0, and international card transactions carry a 3% FX fee. Stessa Essentials is free; Manage is $12 per month billed annually or $15 monthly, and Pro is $28 per month billed annually or $35 monthly, as published on stessa.com/pricing on September 24, 2026.

Yes. Issue a virtual or physical card to the contractor, cap it at the project budget, lock it to the merchants you choose, and terminate it when the job is done. Stessa offers a debit card whose team limits and merchant controls are not listed, with no contractor card and no project cap, so crew spend is something it records rather than something it bounds.

Add the LLC to your existing Glep account, set approval rules, invite the team and issue cards; each entity keeps its own account, cards and records. Stessa organises by portfolio, one on Essentials and unlimited on Pro at $28 per month, so holding several LLCs cleanly is a paid tier there and a default here, and Stessa lists no approval workflows to set.

Glep works upstream of your ledger and tags the property as the spend happens. Stessa tracks by property too, from the bank feed, with its advanced tracking on Pro at $28 per month, so attribution is read off transactions after they clear rather than set when the card is used, and receipt scans are capped at five a month below Pro.

Open a Glep account online with your US business entity and EIN, add each LLC, open a sub-account per property and issue cards from the dashboard or the app. Most operators keep Stessa for the parts they like and run one property through Glep first. Stessa's banking is via Thread Bank with Essentials at $0, Manage at $12 and Pro at $28 per month; what does not come with it is a card program with budget caps, merchant controls or approvals, which is what changes when you move.

If you own rentals and want the spending side of the business under the same control as the collecting side, Glep is the fit: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to on the free plan, and contractor cards that stop at the budget. Flippers, developers and property managers get the same structure for rehabs, draws and crews. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan. Start with one property and move the rest on your own schedule; there is no contract and no lock-in.