Glep vs. SAP Concur

Concur Expense is priced per expense report with unlimited users: about $7 per report on Base and about $11 on Plus, varying with monthly commitment, with larger editions and add-ons by quote, as published on concur.com/about/pricing on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 ACH and domestic wires, and a 3% FX fee on international card transactions.

Concur supports multi-entity configurations on its higher editions, coded through cost objects and fields to your ERP. Glep includes multi-entity management free, with a separate account per LLC, a sub-account per property and team access scoped per entity.

Yes, because Glep issues the card. The project budget is its ceiling, merchant locks narrow it, and the purchase is recorded against the property as it clears. SAP Concur connects cards rather than issuing them, so a contractor card with a hard cap is not something it can offer, and its cost runs about $7 to $11 per expense report.

Add an LLC, set approval rules, invite the team, issue cards. Each entity keeps its own account, cards and records and nothing is commingled. SAP Concur supports unlimited users with the number of entities depending on edition, so how many LLCs you can hold is an edition question, and the configuration behind it is a project rather than a form.

Glep works upstream of your ledger: transactions arrive categorized and tagged to a property, so your accountant keeps their software and receives clean data. SAP Concur reaches the same view through cost objects and fields configured for your organisation, which is capable and is a configuration project, and at roughly $7 to $11 per expense report the cost scales with how much gets filed.

Yes, and the card is issued from it rather than merely connected to it. Receipts at the point of spend, freeze and terminate from the phone, approvals scoped per entity. SAP Concur's iOS and Android apps are well-built for capture and audit, but it connects cards rather than issuing them, so there is no card to issue from a phone.

Open a Glep account online with your US business entity and EIN, add each LLC, open sub-accounts for your properties and issue cards. SAP Concur is not a bank and does not issue cards, so the move is additive rather than a cutover, and most operators run one property or one active deal through Glep first. Concur costs roughly $7 to $11 per expense report, so the saving tracks volume; Glep's plan is $0 with no per-user fee and no contract.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you the bank account, multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no per-report or per-user fee. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.