Glep vs. Expensify

Expensify Collect is $5 per unique member per month, month to month. Expensify Control is $9 per active member per month on an annual plan when 50% or more of your US spend runs on the Expensify Card, $18 per active member on an annual plan without the card, or $36 per active member pay-per-use, as published on help.expensify.com on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 ACH and domestic wires, and a 3% FX fee on international card transactions.

Expensify organizes work into workspaces and bills every member on each. Glep includes multi-entity management free, with a separate account per LLC, a sub-account per property, team access scoped per entity and no per-user fee.

Yes. Issue the card, cap it at the project budget, restrict its merchants, and let it decline rather than chase the receipt afterwards. Expensify's card is an option alongside its expense product, no contractor card with a project cap is listed, and its multi-approver controls are on Control at $9 to $36 per member.

Every LLC lives under one login with its own account, cards and records, team access scoped per entity, and no commingling; adding one is a setting rather than a contract. On Expensify every member is billed and its access controls arrive on Control at $9 to $36 per member, so entity separation costs per head, and since Expensify is not a bank, the accounts behind those entities are elsewhere.

Glep works upstream of your ledger and you keep the software your accountant uses; the property is attached as the money moves. Expensify carries the property in tags and categories and reads receipts with SmartScan, so the structure exists but is maintained by hand, and because Expensify is not a bank, only the card and reimbursement side of the month passes through it.

Yes, and the card lives in the same app as the receipt: issue, freeze or terminate it, approve spend, and see only the entities you were given. Expensify's iOS and Android apps are strong on the receipt and the report, with its multi-approver controls on Control at $9 to $36 per member, and it is not a bank, so the account stays elsewhere.

Open a Glep account online with your US business entity and EIN, add each LLC, open sub-accounts for your properties and issue cards from the dashboard or the app. Expensify is not a bank, so what you replace is expense reporting rather than banking. Its Collect and Control plans are $5 and $9 to $36 per member and every member is billed, so the saving shows up as the crew moves across. Start with one property.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you the bank account, multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no per-member fee. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.