Glep vs. Bluevine

Bluevine Standard is $0 per month, Plus is $30 per month and Premier is $95 per month, with the paid fees waivable by meeting balance and spending requirements. Same-day ACH, wires and international payments carry fees on every plan, discounted 20% on Plus and 50% on Premier, as published on bluevine.com on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 same-day ACH, wires, RTP and FedNow, and a 3% FX fee on international card transactions.

Bluevine allows up to 5 sub-accounts on Standard, 10 on Plus and 20 on Premier, inside one business's account. Glep opens a separate account for every LLC and an unlimited number of sub-accounts, one per property, each with its own routing and account number, on the free plan.

Yes. Issue a card to the contractor, make the project budget its ceiling, lock it to the merchants you want, and freeze or terminate it from your phone, with every purchase recorded against the project as it clears. Bluevine caps cards at one physical per user and up to four virtual per sub-account, with no per-project cap in its published plans, and its sub-accounts stop at five on Standard before the $30 Plus tier, so a crew of any size runs out of cards before it runs out of budget.

Add the LLC to your existing Glep account, set approval rules, invite the team and issue cards. Each LLC has its own account and records, each person sees only their entities, and funds never mix. Bluevine does not list multi-entity management: its sub-accounts belong to a single business, five on Standard and ten or twenty on the $30 and $95 tiers, so holding several LLCs there means several separate Bluevine relationships.

Glep works upstream of your ledger. Every transaction arrives categorized and tagged to its property, so nobody re-keys it. Bluevine lists no property-level tracking and no categorization, and its sub-accounts are per business rather than per property, so the split happens later in your accountant's software.

Yes. The Glep app runs on iOS and Android, receipts are captured at the point of spend, and owners issue, freeze or terminate cards and approve spend from their phone. Bluevine's iOS and Android apps cover the account and its debit and cashback Mastercard; approvals and expense policies are not listed, so there is no policy to approve against.

You can keep the Bluevine account open while you do it. Open a Glep account online with your US business entity and EIN, add each LLC, open a sub-account per property and issue cards. Most operators move one property or one active deal first. Bluevine's sub-accounts stop at five on Standard, with ten and twenty on the $30 and $95 tiers; Glep's per-property sub-accounts are included, so the structure arrives without a tier change.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property with no cap, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews, and pay subs at $0 by same-day ACH, wire, RTP or FedNow. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you multi-entity management, entity-scoped team access, unlimited sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no tier to buy for more sub-accounts. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.