Glep vs. Zip

Zip's pricing is by quote, based on organization size, growth and needs, through a demo, as published on ziphq.com on September 24, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 ACH and domestic wires, and a 3% FX fee on international card transactions.

Zip configures workflows across entities and ERPs for enterprises. Glep includes multi-entity management free, with a separate account per LLC, a sub-account per property and team access scoped per entity, and opens online without a procurement contract.

Yes, and it takes one action rather than an intake request: the card carries the project budget as a hard cap and records each purchase against the property. Zip issues vendor virtual cards out of approved requests, lists no contractor card with a project cap, and is priced by quote, so putting a card in a contractor's hand goes through procurement first.

Add the LLC, set approval rules, invite the team, issue cards; each entity keeps its own account, cards and records. Zip runs enterprise workflows across entities with generated approval chains, which is built for a procurement function, and because Zip is not a bank there are no accounts per entity underneath it, so an entity is a routing attribute rather than a place the money sits.

Glep works upstream of your ledger: the property is on the transaction as it happens. Zip captures the property in intake fields and runs AI agents over intake and AP, so the data is good once a request has been raised and approved, which suits procurement better than a card swipe at a supply counter, and Zip is not a bank.

Yes, from the phone and without raising a request first. Receipts at the point of spend, cards issued and terminated on the spot, access scoped per entity. Zip has no mobile app: its approvals arrive in Slack, Teams and email, which fits an office intake queue rather than somebody standing at a till.

Open a Glep account online with your US business entity and EIN, add each LLC, open sub-accounts for your properties and issue cards. Zip is not a bank: it sits in front of spend as intake and approvals, so operators who use it that way usually keep it for procurement and let Glep hold the account and the cards. Zip is priced by quote and has no mobile app, where Glep's plan is $0 and all of it works from a phone. Start with one property.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you the bank account, multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on a free plan you can open online today, with no procurement contract to negotiate. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.