Glep vs. Venn

Venn's Essentials plan is $0, with Plus and Pro at monthly fees that lower transfer fees and raise cashback caps; domestic transfers are free, SWIFT wires run $10 on Essentials to $6 on Pro, and FX is 0.25% to 0.45%, as published on venn.ca on September 25, 2026. Glep is $0 with no monthly fee, no per-user fee, $0 same-day ACH and domestic wires, plus RTP and FedNow, and a 3% FX fee on international card transactions.

Venn is for registered Canadian corporations, one corporation per account with accounts per currency. On Glep, every LLC lives under one login with its own account, cards and records, each team member sees only the entities you give them, and every property gets a sub-account with its own account number, all free.

Yes. The project's budget is the card's limit, the card stops at it, and every purchase is already filed against the property. Venn issues unlimited virtual Mastercards with approvals and controls but lists no contractor card capped to a project, and Venn is not a bank, so the funds behind it sit in accounts held per currency.

Every LLC lives under one login with its own account, cards and records, and each team member sees only the entities you give them, with no commingling. Venn does not list multi-entity management: its accounts are held per currency rather than per entity, and it is not a bank, so a portfolio in several LLCs has no structure there to map onto.

Glep works upstream of your ledger and attaches the property at the moment of spend. Venn codes spend to accounting fields and lists no automatic categorization, so the property is a field someone fills, and Venn is not a bank: its accounts are held per currency rather than per entity or property.

Yes. Receipts captured at the point of spend, cards issued, frozen or terminated from the phone, each team member seeing only their own entities. Venn works on desktop and mobile with employee cards and controls, but it is not a bank, and its accounts are held per currency, so the entity scoping a portfolio needs is not what it is organised around.

Open a Glep account online with your US business entity and EIN, add each LLC, open sub-accounts for your properties and issue cards. Venn is not a bank and holds accounts per currency, so what you replace is a card and expense layer rather than a banking relationship. Its Essentials plan is $0 with Plus and Pro paid, and multi-entity management is not listed, so a portfolio in several LLCs has no equivalent structure to carry over.

If your business is a set of properties held in a set of entities, Glep is built around that structure: an account per LLC, a sub-account per property, Aida tagging every transaction to the property it belongs to, and contractor cards that stop at the budget. Contractors and developers get the same structure for projects, draws and crews, and pay subs by same-day ACH or wire at $0, or by RTP or FedNow. If your business is outside real estate but runs money across several entities, projects or vendors, Glep gives you multi-entity management, entity-scoped team access, sub-accounts with unique account numbers, approval workflows and unlimited cards on the free plan, with no Canadian incorporation required. Start with one property or one project and move the rest on your own schedule; there is no contract and no lock-in.