Best Stessa Alternatives for Short-Term Rental Hosts in 2026

The best Stessa alternatives for short-term rental hosts in 2026 are Glep, Baselane, Azibo, Relay, and Mercury. Glep takes the top spot. It is a real-estate-native corporate card and spend platform built for high-volume short-term rental operators who need unlimited Visa corporate cards tied to available balance, per-property sub-accounts, and AI expense automation. Keep in mind: it does not collect rent or earn APY.

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Why look for a Stessa alternative?

Stessa offers decent, mostly free rental accounting with optional banking, rent collection, APY, and a cash-back debit card.

However, it is built for accounting first. Its spend control relies on a standard debit card, not a robust corporate card program. If you manage cleaning crews, maintenance teams, and multiple vendors, a basic debit card won't cut it.

You need multi-entity banking, per-property accounts, and a real card program while keeping your books in QuickBooks or Xero. That is where a spend-focused alternative comes in.

Managing high-volume turnover, cleaning fees, and supply costs across multiple listings demands a platform designed for actual short-term rental operations.

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Best Stessa alternatives for Short-Term Rental Hosts at a glance

• Glep; Best for: Real-estate STR hosts who want corporate cards plus per-property accounts; Key strengths: RE-native corporate cards; per-property accounts; AI tagging; QuickBooks and Xero; Pricing: No monthly fees or minimums
• Baselane; Best for: Landlords who want rent collection plus per-property banking; Key strengths: Rent collection; per-property accounts; APY; bookkeeping; Pricing: Free banking; rent collection is free via ACH into Baselane (card and external-ACH fees apply).
• Azibo; Best for: Landlords who want rent collection bundled with banking; Key strengths: Rent collection; no-fee landlord banking; Pricing: Free banking and rent collection; paid add-ons for some services.
• Relay; Best for: Owners who want many no-fee accounts (Profit First); Key strengths: Up to 20 accounts; 50 debit cards; QBO and Xero; Pricing: Free Starter; Grow ($30/mo) and Scale ($90/mo) add bill pay, faster ACH, and higher savings APY.
• Mercury; Best for: Startup-style banking with a card and yield; Key strengths: Multiple accounts; IO card; treasury yield; Pricing: Free core platform; Mercury Plus ($35/mo) and Pro ($299/mo) add advanced features.

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Best Stessa alternatives for Short-Term Rental Hosts in 2026

1. Glep: the best Stessa alternative for Short-Term Rental Hosts

Glep is a corporate card and spend platform built specifically for real estate. Full disclosure: it's our product. For short-term rental hosts, it covers the exact operational gaps Stessa leaves wide open.

You get unlimited contractor and employee virtual and physical Visa corporate cards backed by your available balance, requiring zero personal guarantees. Every property gets a separate sub-account with its own routing and account number. Multiple LLCs sit comfortably under one login, while Aida AI handles categorization by property and entity.

You also get native QuickBooks and Xero sync, zero foreign-exchange fees, and 1% cashback at Home Depot, Menards, and Lowe's (coming soon).

Give your cleaners and co-hosts controlled cards where every single charge auto-tags to the correct listing. A debit-only model cannot handle that volume. The trade-off? Glep does not collect rent, and accounts do not earn APY.

Key features:

• Unlimited contractor and employee virtual and physical Visa corporate cards, based on available balance, with no personal guarantee
• Separate sub-accounts for each property, each with its own routing and account number
• Multi-entity support to manage multiple LLCs under one login
• Aida AI categorization by property and entity, with automatic receipt capture
• Business banking via Core Bank (Member FDIC)
• Native QuickBooks and Xero sync
• No minimum balance, no monthly fees, and no foreign-exchange fees
• 1% cashback at Home Depot, Menards, and Lowe's (coming soon)

Why choose Glep over Stessa: Stessa is free, collects rent, pays higher APY on Pro, and offers tax reports and tenant screening. Choose Glep when you need a real corporate card program for your field teams, multi-entity banking with per-property accounts, and AI tagging that flows directly into your own accounting software.

Pricing: No monthly fees or minimums.

Website: glep.com

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2. Baselane

Baselane combines landlord banking and accounting into a single platform for real estate investors. It pairs unlimited property-specific virtual accounts with built-in rent collection, a Visa debit card, virtual cards that auto-tag by property, high-yield savings, and Schedule E bookkeeping.

Key features:

• Unlimited property-specific virtual accounts, each with its own account number
• Built-in online rent collection (ACH and card)
• High-yield savings with competitive APY on reserves
• Visa debit plus virtual cards with automatic property and category tagging
• Built-in bookkeeping with Schedule E reports
• No monthly fees or minimums

Why choose Baselane over Stessa: Baselane is a direct swap for banking-first landlords who want unlimited per-property accounts, rent collection, APY, and bookkeeping in one app.

Pricing: Free banking; rent collection is free via ACH into Baselane (card and external-ACH fees apply).

Website: https://www.baselane.com

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3. Azibo

Azibo focuses on landlord banking, bundling FDIC-insured accounts, built-in rent collection, and basic bookkeeping with zero monthly fees. It keeps rent collection natively integrated, making it a close match for traditional landlords.

Key features:

• FDIC-insured banking accounts with no monthly fees
• Built-in rent collection and tenant payments
• Basic bookkeeping and reporting for landlords
• Debit card and separate accounts to organize by property

Why choose Azibo over Stessa: Azibo keeps rent collection and no-fee banking together, making it a clean alternative for Stessa users who relied heavily on those features.

Pricing: Free banking and rent collection; paid add-ons for some services.

Website: https://www.azibo.com

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4. Relay

Relay is a no-fee business banking platform built around multi-account budgeting. Open up to 20 individual checking accounts and 2 savings accounts‚each with its own routing and account number. Issue up to 50 physical or virtual Visa debit cards with strict spend limits. It is a favorite for Profit First users and syncs natively with QuickBooks Online and Xero.

Key features:

• Up to 20 checking accounts, each with its own routing and account number
• Up to 50 physical or virtual debit cards with per-card limits and merchant controls
• No monthly fee, minimum balance, or overdraft fees on the free Starter plan
• Native QuickBooks Online and Xero sync, with receipt capture and auto-categorization
• Savings APY (higher on paid Grow and Scale tiers) and automated transfer rules

Why choose Relay over Stessa: Relay drops landlord-specific accounting in exchange for free multi-account budgeting and strict debit card limits. It fits investors who already manage their books in QuickBooks or Xero.

Pricing: Free Starter; Grow ($30/mo) and Scale ($90/mo) add bill pay, faster ACH, and higher savings APY.

Website: https://relayfi.com

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5. Mercury

Mercury is designed for tech startups and digital businesses. It pairs FDIC-insured checking and savings accounts with the Mercury IO Mastercard, expense management, bill pay, invoicing, and treasury yield on idle cash.

Key features:

• FDIC-insured checking and savings with no minimums; multiple accounts with unique numbers
• Mercury IO Mastercard with cash back and no personal guarantee (qualification required)
• Expense management, bill pay, and invoicing
• Treasury option offering yield on idle cash (minimum balance applies)
• Native accounting integrations

Why choose Mercury over Stessa: Mercury suits investors who want robust general banking with treasury yields and corporate cards while running their accounting and rent tools elsewhere.

Pricing: Free core platform; Mercury Plus ($35/mo) and Pro ($299/mo) add advanced features.

Website: https://mercury.com

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How to choose the right Stessa alternative

Match the tool to what matters most for your short-term rental business:

• You want real corporate cards for contractors and crews, organized by property; Start here: Glep; Why: RE-native corporate cards on available balance, per-property accounts, and AI tagging.
• You need rent collection bundled with banking; Start here: Azibo; Why: Keeps rent collection natively integrated, which Glep does not offer.
• You want free multi-account budgeting (Profit First); Start here: Relay; Why: Up to 20 no-fee accounts, each with its own number, plus debit cards with limits.
• You want yield on idle cash or reserves; Start here: Mercury; Why: Earns APY or treasury yield on balances; Glep does not offer APY.

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What to consider when switching from Stessa

• Audit your vendor payments, subscriptions, and autopays currently tied to your Stessa cards or accounts, then map out a cutover schedule.
• Set up your money flow: with Glep, build out one sub-account per property‚complete with unique routing and account numbers‚before moving your balances.
• Mind the gaps: if you relied on Stessa for rent collection, free accounting, or APY, line up dedicated replacements. Glep does not collect rent and accounts do not earn APY.
• Reconnect your accounting: Glep syncs natively to QuickBooks and Xero. Reconfigure your sync after migrating, and let Aida handle the property-level tagging.

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Frequently Asked Questions

How is Glep different from Stessa? Glep is a real-estate-native corporate card and spend platform. Stessa is free, collects rent, pays higher APY on Pro, and offers tax reports and tenant screening. Choose Glep when you need a real corporate card program for your field teams, multi-entity banking with per-property accounts, and AI tagging that feeds directly into your own accounting system.

Is Glep a credit card? No. Glep issues Visa corporate cards based on your available balance, not a line of credit. There is no personal guarantee required.

Does Glep collect rent or earn APY? No. Glep does not collect rent, and Glep accounts do not earn APY. Pair Glep with a dedicated rent-collection tool or keep your reserves in a high-yield account elsewhere.

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Get started with Glep

Glep gives short-term rental hosts per-property accounts, real Visa corporate cards, multi-entity support, and AI expense automation with no minimum balance, no monthly fees, and no foreign-exchange fees. Open your Glep account and issue your first cards in minutes.